Insurance advisor Calgary background Yasmin Bedoya, insurance broker in Calgary, Canada

PROTECT WHAT MATTERS MOST

Customized insurance solutions for you, your family and your future.

Yasmin Bedoya
Insurance Broker in Canada
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EXCELLENT
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Our Services

Solutions that protect and grow

Life Insurance in Calgary — Yasmin Bedoya

Life Insurance

Protect the financial future of those you love most. We design tailored coverage that guarantees immediate liquidity and estate security, ensuring your family maintains their lifestyle and goals, no matter what happens.

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Critical Illness Insurance

Receive a tax-free lump sum payment upon diagnosis of a serious illness. This recovery fund allows you to focus entirely on your health and well-being, covering medical and personal costs without touching your savings.

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Critical Illness Insurance in Calgary — Yasmin Bedoya
Disability Insurance in Calgary — Yasmin Bedoya

Disability Insurance

Your ability to earn an income is your most valuable asset. Secure a monthly cash flow if an accident or illness prevents you from working, ensuring your personal and business financial obligations stay on track.

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Segregated Funds

The perfect balance between investment growth and insurance protection. Grow your capital with maturity and death benefit guarantees, plus robust creditor protection—an ideal strategy for professionals and business owners.

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Segregated Funds in Canada — Yasmin Bedoya
Corporate Wealth & Protection in Canada — Yasmin Bedoya

Corporate Wealth & Protection

Advanced financial architecture for business owners. We optimize your corporate capital, reduce tax liabilities through the CDA, and strategically protect the continuity of your business and the value of your shares.

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Group Benefits

Attract and retain top talent with competitive collective plans. We structure comprehensive health, dental, and savings benefits that strengthen your organizational culture and the productivity of your workforce.

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Group Benefits for Canadian businesses — Yasmin Bedoya
Extended Health Benefits in Canada — Yasmin Bedoya

Extended Health Benefits

Superior coverage for medical expenses that the public system does not reach. From prescription drugs and vision to specialists and preventive care, we ensure your health and your family's remains the top priority.

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Travel Insurance

Explore the world with total peace of mind. Our plans offer global protection against medical emergencies, trip cancellations, and lost luggage, providing professional assistance in any location, at any moment.

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Travel Insurance in Canada — Yasmin Bedoya

Frequently asked questions about insurance & financial planning

Why work with an independent insurance broker instead of a bank?

As an independent broker licensed across Alberta, BC, Ontario, Saskatchewan, Manitoba, and Quebec, I work for you, not a single financial institution. I compare dozens of top Canadian carriers to find the best rates, custom coverage, and underwriting terms tailored to your unique situation.

What services do you offer for families and business owners?

I specialize in life insurance, critical illness living benefits, disability protection, segregated funds with creditor protection, corporate wealth protection, group benefits for small businesses, and extended health coverage. Everything is tailored and bilingual (EN/ES).

Can I get insured if I have pre-existing conditions or was declined?

Yes. I specialize in "Hard-to-Insure" situations and have direct access to simplified-issue and guaranteed-issue policies with minimal or no medical exams, ensuring you get the protection your family needs.

How do group benefits work for small businesses in Canada?

You only need a minimum of 3 employees (3+ employees) to qualify for a complete group benefits plan (dental, prescription drugs, and extended healthcare). Plus, employer contributions are typically 100% tax-deductible as a business expense.

How does the consultation process work and what does it cost?

Consultations are 100% free and confidential. We review your current situation, identify coverage gaps, and present clear options with zero obligation. You can book a 1-on-1 consultation directly on my calendar.

Book a free consultation now

We'll discuss your next best steps during this brief call; your information is secure and we are committed to confidentiality.

Your Calgary insurance & financial advisor — protecting what matters most.